Compare personal loans

This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

Access Bank SME Business Loan

Business

Amount: Up to ₦500k
Term: 6–60 mo
Speed: ⚡ 1-2 weeks

Established SMEs in Nigeria needing significant capital for expansion or operational costs.

FairMoney Personal Loan

Personal

Amount: Up to ₦1.5k–₦5M
Term: 1–36 mo
Speed: ⚡ 5 minutes

This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

Zenith Bank Business Loan

Business

Amount: Up to ₦1M
Term: 12–60 mo
Speed: ⚡ 1-2 weeks

Established Nigerian businesses with solid financial records looking for substantial funding.

GTBank Salary Advance Personal Loan

Personal

Amount: Up to ₦5k–₦5M
Term: 1–12 mo
Speed: ⚡ instant

This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.

First Bank SME Business Loan

Business

Amount: Up to ₦500k
Term: 12–60 mo
Speed: ⚡ 1-2 weeks

Established businesses with a good credit history looking for significant financial support.

Stanbic IBTC Personal Loan

Personal

Amount: Up to ₦100k
Term: 6–24 mo
Speed: ⚡ instant approval

This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

GTBank Business Loan

Business

Amount: Up to ₦1M
Term: 12–60 mo
Speed: ⚡ 1-2 weeks

Established Nigerian businesses with a solid trading history seeking significant funding for expansion.

UBA Personal Loan

Personal

Amount: Up to ₦200k
Term: 6–60 mo
Speed: ⚡ Bank review and disbursement to salary account

This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

Stanbic IBTC Business Loan

Business

Amount: Up to ₦1M
Term: 12–60 mo
Speed: ⚡ 1-2 weeks

Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.

Carbon Personal Loan

Personal

Amount: Up to ₦2.5k–₦1M
Term: 2–12 mo
Speed: ⚡ minutes

This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

UBA SME Business Loan

Business

Amount: Up to ₦500k
Term: 12–60 mo
Speed: ⚡ 1-2 weeks

Nigerian small to medium enterprises with solid financial projections and collateral who need significant funding for growth.

Branch Personal Loan

Personal

Amount: Up to ₦6k–₦1M
Term: 4–52 mo
Speed: ⚡ minutes to 24 hours

This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

Kuda Bank Overdraft

Personal

Amount: Up to ₦5k–₦250k
Term: 1–12 mo
Speed: ⚡ minutes

This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

Renmoney Personal Loan

Personal

Amount: Up to ₦50k
Term: 3–24 mo
Speed: ⚡ fast app-based approval

This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

QuickCheck Personal Loan

Personal

Amount: Up to ₦1.5k–₦1M
Term: 1–12 mo
Speed: ⚡ 5 minutes

This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

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