- Amount
- Up to £50–£1.5k
- Term
- 3–6 mo
- Speed
- ⚡ Minutes
People locked out of mainstream lending who need a small emergency sum quickly.
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Virgin Money Personal Loans
Personal- Amount
- Up to £1k–£25k
- Term
- 12–60 mo
These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.
iwoca Business Loans
Business- Amount
- Up to £1k–£500k
- Term
- 1–24 mo
These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
- Amount
- Up to £1k–£25k
- Term
- 12–120 mo
- Speed
- ⚡ 1-2 days
Homeowners planning renovations who want to spread cost over a longer period.
CarFinance 247
Auto- Amount
- Up to £1k–£50k
- Term
- 12–60 mo
- Speed
- ⚡ Instant online
This service is best for those who need fast financing for a vehicle and have a clear repayment plan.
Nationwide Personal Loan
Personal- Amount
- Up to £1k–£25k
- Term
- 12–60 mo
- Speed
- ⚡ Same day
Best for Nationwide members looking for ethical lending with fixed monthly payments and no hidden fees.
Funding Circle Business Loans
Business- Amount
- Up to £10k–£500k
- Term
- 72–72 mo
It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
- Amount
- Up to £4k–£100k
- Term
- 12–60 mo
- Speed
- ⚡ Same day via dealer
It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.
Monzo Loan
Personal- Amount
- Up to £500–£25k
- Term
- 3–60 mo
- Speed
- ⚡ Instant
Existing Monzo users who want money in their account within minutes, not days.
- Amount
- Up to £4k–£100k
- Term
- 12–60 mo
- Speed
- ⚡ Same day decision
This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
Sainsbury's Bank Personal Loans
Personal- Amount
- Up to £1k–£40k
- Term
- 12–60 mo
Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
Oodle Car Finance
Auto- Amount
- Up to £3k–£50k
- Term
- 24–60 mo
- Speed
- ⚡ Instant decision
This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
Admiral Personal Loan
Personal- Amount
- Up to £1k–£25k
- Term
- 12–60 mo
- Speed
- ⚡ Same day
People who want to check their rate with zero credit score impact before committing.
MotoNovo Finance
Auto- Amount
- Up to £4k–£75k
- Term
- 12–60 mo
- Speed
- ⚡ Same day decision
Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.
Novuna Personal Finance Loans
Personal- Amount
- Up to £1k–£35k
- Term
- 12–60 mo
This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.
Zuto Car Finance
Auto- Amount
- Up to £1k–£75k
- Term
- 24–60 mo
- Speed
- ⚡ Decision in 60 seconds
Best suited for UK residents looking for competitive rates on car loans with access to various lenders.
Lendable Personal Loan
Personal- Amount
- Up to £1k–£25k
- Term
- 12–60 mo
Ideal for those seeking quick access to funds and who may have building credit profiles.
- Amount
- Up to £3k–£25k
- Term
- 24–60 mo
- Speed
- ⚡ Same day decision
Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
Zopa Personal Loan
Personal- Amount
- Up to £1k–£35k
- Term
- 12–60 mo
- Speed
- ⚡ Minutes
Tech-savvy borrowers who want a modern, fully online application with clear rate previews.
Ocean Finance Personal Loan
Personal- Amount
- Up to £1k–£5k
- Term
- 12–60 mo
This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.