Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Loan Type Personal Express Quick Loans Secured Debt Consolidation Home
Popular

Low Interest Loans

Compare rates from trusted lenders

Browse → Trending

Fast Approval

Compare rates from trusted lenders

Browse → New

Flexible Repayment

Compare rates from trusted lenders

Browse →
Independent comparison No credit score impact Updated daily

Recently added

KOHO Credit Building Account

Credit Builder
Amount
Up to ≤CA$10
Term
4–12 mo
Speed
⚡ Instant approval
This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Mogo Personal Loan

Personal
Amount
Up to CA$500–CA$35k
Term
6–60 mo
Speed
⚡ Minutes (online)
This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

Scotiabank Personal Loan

Personal
Amount
Up to CA$5k–CA$75k
Term
12–60 mo
Speed
⚡ 1-2 business days
Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

Desjardins Personal Loan

Personal
Amount
Up to CA$500–CA$50k
Term
12–60 mo
Speed
⚡ 1-3 business days
This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

National Bank Personal Loan

Personal
Amount
Up to CA$2k–CA$50k
Term
12–60 mo
Speed
⚡ 1-3 business days
This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

RBC Royal Bank Personal Loan

Personal
Amount
Up to CA$5k–CA$50k
Term
12–60 mo
Speed
⚡ 1-3 business days
This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

Fora Credit Line of Credit

Personal
Amount
Up to CA$1k–CA$15k
Term
12–100 mo
Speed
⚡ Same day
This product is best for individuals seeking quick access to funds with a straightforward online application process.

CIBC Unsecured Personal Loan Options

Personal
Amount
Up to CA$3k–CA$200k
Term
12–60 mo
Speed
⚡ 1-3 business days
This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

Meridian Credit Union Personal Loan

Personal
Amount
Up to CA$1k–CA$50k
Term
12–60 mo
Speed
⚡ 1-3 business days
This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

Spring Financial Personal Loan

Personal
Amount
Up to CA$300–CA$35k
Term
12–60 mo
Speed
⚡ Same day
This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with same-day funding.

TD Bank Personal Loan

Personal
Amount
Up to CA$5k–CA$50k
Term
12–84 mo
Speed
⚡ Same day to 2 business days
This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

Fig Financial Personal Loan

Personal
Amount
Up to CA$2k–CA$35k
Term
24–84 mo
Speed
⚡ 1-2 business days
This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

Tangerine Line of Credit

Personal
Amount
Up to CA$1k–CA$50k
Term
12–60 mo
Speed
⚡ 1-3 business days
This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

BMO Personal Loan

Personal
Amount
Up to CA$2k–CA$35k
Term
12–60 mo
Speed
⚡ Same day to 3 business days
This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

goPeer Personal Loan

Personal
Amount
Up to CA$1k–CA$35k
Term
36–60 mo
Speed
⚡ 3-5 business days
This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.